Do I Need Sinkhole Coverage?

Do I Need Sinkhole Coverage? There is so much controversy and confusion on this subject that this will be part 1 of a 2 part series. Many of our clients tell us they are not aware of any sinkholes in their area and don’t think the coverage is important. WE think you may be surprised…

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Why Are Homeowners Rates Going Up?

Why Are Homeowners Rates Going Up? When you receive your renewal offer, most of you will probably notice a 10-15% rate increase. Following are some reasons why: REINSURANCE rates that are charged to insurance companies by worldwide insurance underwriters such as Lloyds of London, Swiss Re have gone up significantly. Reinsurance is an insurance policy…

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Ways to Reduce Your Homeowners Rates

Ways to Reduce Your Homeowners Rates Today we want to discuss some possible ways to reduce your homeowners insurance rates in light of the rate increases that most of us are facing when we open up our renewal offer: Windstorm Mitigation Credits are the single best way to get your rates down because you don’t…

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